Payments. Remittance.
Settlement. All in one place.
Tuma is the underlying infrastructure powering the next generation of financial movement across Tanzania and the globe. Reliable, compliant, and lightning-fast.
Core Capabilities
Scalable infrastructure designed to bridge the gap between traditional banking and the digital economy.
Send & Receive Money
Seamlessly move funds across borders with competitive rates and instant delivery to mobile wallets and bank accounts.
Accept Payments as a Business
Omni-channel checkout solutions for e-commerce, retail, and mobile apps. Accept cards, mobile money, and local transfers.
Collect & Disburse at Scale
Automated bulk payouts and high-volume collections for NGOs, government, and large enterprises.
Settle Funds Reliably
Guaranteed T+0 or T+1 settlement cycles with full transparency and reconciliation reports.
Power Your Own Product
White-label infrastructure that lets you launch your own fintech product in weeks, not years.
Empowering Every Participant
From individual travelers to global institutions, Tuma provides the bridge to Tanzania's growing economy.
Individuals
Fast, secure personal transfers and bill payments for everyday Tanzanians and the diaspora.
Merchants
Accept payments anywhere—online or in-person—with tools to manage your cash flow and grow your business.
Institutional
Global MTOs and banks using Tuma as their trusted local clearing and settlement partner in Tanzania.
The Tuma Network
One Platform. Multiple Payment Flows.
Ingress
Global Senders, Merchants, & Partners
Tuma Core
Unified Settlement & Compliance Engine
Egress
Mobile Money, Local Banks, & Cash Pickup
Licensed and Fully Regulated
Our priority is the safety of your funds. Tuma Tanzania operates under the strict supervision of the Bank of Tanzania (BoT), ensuring every transaction meets international compliance standards.
AML/KYC Rigor
Automated screening against global watchlists in real-time.
Data Privacy
Bank-grade encryption for all sensitive customer and transaction data.
Why Partners Choose Tuma
We own the last mile
Direct integrations with all major Tanzanian mobile network operators and local banks.
Two licences, one platform
Unique combination of PSP and MTO licences providing end-to-end processing power.
Built for real commerce
Engineered for high-frequency transactions with minimal latency and high success rates.
Compliance from day one
Enterprise-grade AML/CFT controls embedded directly into every API endpoint.
Transparent settlement
Automated dashboards for real-time tracking of funds and instant reconciliation.
Ready to transform your payment flow?
Join the dozens of institutions and thousands of businesses scaling their operations with Tuma's Tanzanian infrastructure.
Developer Docs
Explore our APIs and start building today.
Support Portal
24/7 assistance for our platform partners.
Get in Touch
Dar es Salaam Office
Iconic Spaces, 9th Floor,
Tan House, Victoria, Dar es Salaam
Email Us
support@tuma.co.tz
Call Support
+255 758 999 133
Monday - Friday, 9am - 5pm EAT